Citizens State Bank understands that investing in today's financial climate can be a confusing proposition. A lot has changed over the past few years. However, one thing remains the same. Depositing your hard-earned money in Citizens State Bank offers guaranteed safety and increasingly attractive growth. Citizens State Bank's accounts include free checking accounts, savings accounts, Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs) and the ACCESS Money Market Account, which combines high yield and outstanding flexibility. With this much variety, there's always an account that's right for you. Click on a specific program link to find out more, or email us directly with any questions. As always, you can also call us for more information at 1-800-866-9246.

Citizens State Bank of Roseau has chosen not to participate in the FDIC’s Transaction Account Guarantee Program because the current $250,000 limit of FDIC insurance is sufficient for the vast majority of our customers. Customers of Citizens State Bank of Roseau with noninterest-bearing accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules.