IRA Savings

Prepare for the future with one of our four IRAs.

Traditional	Roth
Interest is tax deferred Contributions may be tax deductible No annual fees, no charges Individuals can contribute up to $5,000 per year (based on adjusted gross income)	More flexibility than traditional IRA No annual fees, no charges No tax on interest earned No mandatory payout at age 70 1/2 Individuals can contribute up to $5,000 per year (based on adjusted gross income)
Educational	S.E.P.S.
Available for education	Available for self-employed

Federal regulations require substantial penalty for early withdrawal.