Our Privacy Commitment To You
We recognize, respect, and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our institution and website.

Confidentiality and Security of Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.  The privacy policy applies to both current and former customers.

Nonpublic Personal Information We Collect
We collect nonpublic personal information about you from the following sources:

•  Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency

Nonpublic Personal Information We Disclose
We do not disclose nonpublic personal information about you to third parties, except as permitted
by law.

Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies. 
Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency.  Your written notice describing the specific inaccuracy (ies) should be sent to us at the following address:

Citizens State Bank
P.O. Box 160
Roseau,  MN  56751