Ag Loans

We understand agriculture in our area. We provide products and services designed to meet the financial needs of your farm operation. Whether you are in need of financing for operating expenses, machinery or livestock purchases, land or buildings, we can tailor a financing package designed specifically for your farm’s needs.

Farm Operating Loan

Finance the day-to-day needs of your operation with a Citizens State Bank operating loan. Our farm operating loans give you access to cash when you need it. Operating loans offer flexible financing options and multi-year terms; they are ideal for purchasing seed, chemicals, fertilizer, utilities, repairs, wages, or supplies.

Farm Term Loan

Upgrading machinery and equipment, purchasing livestock or expanding your operation, we understand that finding the right financing package is as important as finding the right price. We can help you get the financing you need to make a step up in technology, or simply replace aging equipment.

Farm Mortgage Loan

Whether you farm full-time or part-time, we provide flexible financing to purchase or refinance tillable farmland and construct or purchase outbuildings and facilities on your farm.