CDs & IRAs

Certificates of Deposit (CDs) and bank-offered IRAs build your funds through competitive interest rates and safe growth.

Certificates of Deposit (CDs)

Safely invest your cash with federally insured CDs that are guaranteed to grow regardless of the economy. Get many investment options and competitive rates.

  • Choose from short-term or long-term investment options
  • The interest rate and annual percentage yield will depend upon the balance invested
  • Open with an initial $1,000 minimum deposit
  • Early withdrawal penalty may apply
  • Use as collateral for a secured loan

Individual Retirement Accounts (IRAs)

Invest funds or roll over money from a qualified retirement program such as a 401(k) or a SEP.

  • Traditional or Roth. (IRS regulations apply)
  • Choose short-term or long-term investment options
  • Earn competitive interest rates
  • Open an IRA with an initial $100 minimum deposit
  • Early withdrawal penalty may apply
  • IRAs may defer your taxes; consult your tax professional
  • FDIC insured with a guaranteed rate of return